Mobile wallet in India, Mobile wallet
Welcome to OxiCash
OxiCash is a one stop shop that satiates all your payment requirements and using the services of OxiCash is as easy as it can get !
The first step to using OxiCash is getting yourself registered with us, by creating an wallet. This can be done either by sending an SMS or by simply filling up a form online.
Under RBI wallet Guidelines OxiCash Wallets are Semi closed Wallet
OxiCash Wallet
The OxiCash Wallet is a virtual wallet that takes care of all that you need to pay for!
The 2 Types of OxiCash Wallets
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The OxiCash 10000 Wallet can be used for plethora of services from Mobile/DTH/BroadBand recharges, Money transfer to any bank account/ wallet, Utility bill payments, Travel Ticketing, Music & Movie downloads, Sports subscription, Shopping on websites, Movie tickets on BookMyShow and a lot more.
Following are the limits for usage of OxiCash 10000 Wallet
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Sr. No. |
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Limit |
1 |
Maximum Balance limit per Wallet at any given point in time & cannot exceed |
Rs. 10,000 /- |
2 |
Transaction limits |
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Single Transaction Limit |
Rs. 10,000 /- |
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Daily Limit |
Rs 10,000 /- |
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Monthly limit * |
Rs 10,000 /- |
3 |
Deposit Cash in Wallet |
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In Single Transaction |
Rs. 5,000 /- |
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Monthly |
Rs. 10,000 /- |
4 |
Withdraw Cash |
Not Allowed |
* OxiCash-10000 Wallet- Monthly limit of all transaction can be Rs.20000/- in special case where unused limit of previous month may be included in next month.
*Example Available balance for all transaction on 31st Jan 2013 is Rs.10000/- then on 1st Feb 2013 User can spend this carry forwarded amount, top-up again with Rs.10000/ (for month of Feb.) and can spend Rs.10000, thus making total transaction for the month of Feb2013 Rs.20000.
The process of OxiCash 10000 Wallet creation is simple
Enter your details here or SMS OxiCash*Agree*DateofBirth*Full Name to 9870888888, and an Wallet would be automatically created and activated for you.
"By sending this sms, you have read and agreed with OxiCash Wallet terms and conditions as stated at www.oxicash.in"
You would receive your Wallet ID details with your OxiCash password (6 digits) by SMS on your registered Mobile number ( the number from which you have sent the SMS or the number you have filled in online)
Start using the wallet by loading or topping up money into wallet by paying Cash over the counter at an Oxigen retail outlet
OR
By transferring money into your Wallet by using Net banking/Credit card/Debit card/IMPS.
On your first top-up of Wallet (10000), there is one time convenience charge of Rs.25 debited to your Wallet.
The maximum limit of the OxiCash 10000 Wallet, at any point of time, is Rs.10,000.
Please click here for “Terms of use”.
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The OxiCash 50000 Wallet is a wallet that provides the user an access to purchase of all kinds of goods and services, from any website, without any restriction.
You can also use this type of Wallet to transfer money to another OxiCash 50000 Wallet or any bank account.
This Wallet can be used not only for payments for Oxigen Services, but also for Bill & Utility payments and can be used across all e-Commerce portals listed on its website www.oxicash.in and partner websites where OxiCash Payment gateway is deployed.
Some of these services are also accessible from the wap-site www.oxicash.in/gprs from GPRS/3G enabled mobile.
As this OxiCash 50000 Wallet has the largest portfolio of services , you would need to register yourself online with identification.
Post verification of your identity the following services may be used:
| Mobile Recharges (2G/3G) |
DTH Recharges |
| Broadband Recharge |
Nokia Music Unlimited |
| Toll E-tag |
Bill Pay-All Bills for electricity,Gas,Water,Post paid bill payments |
| Air Tickets ,Rail Tickets ,Bus tickets |
Hotel rooms and Holiday Packages |
| e-Shopping across all ecommerce websites where OxiCash Payment gateway is enabled |
Wallet to Wallet money transfer between two OxiCash 50000 Wallets |
| Instant money transfer from OxiCash 50000 Wallet to any bank account or bank account to OxiCash 50000 Wallet |
The process of OxiCash 50000 Wallet creation is very simple
- Enter your details here
- You would receive your Wallet ID details with your OxiCash password on an SMS on your registered Mobile number ( the number from which you have sent the SMS or the number you have filled in online)
- OxiCash 50000 Wallet will have limit of Rs.10000, till your submitted KYC documents are accepted.
- There is a mandatory requirement as per regulatory guidelines for any user of the OxiCash 50000 Wallet, to submit their personal Identification documents or "Know your Customer" (KYC) documents to be able to use this type of Wallet.
Any one of the following Documents for both ID and Address Proof:
- Passport
- Voter's ID Card
- Driver's license (Learner's license is not acceptable)
- Ration card which has a photograph of the applicant
Alternatively
Any one of the following Documents for ID Proof:
- PAN Card
- PSU/Government Department/Defense ID Cards
- Photo Credit Card (not expired and must be primary cardholder)
Along With
Any one of the following Documents for Address Proof:
- Bank Statement or Credit Card, or a statement issued by any Financial Institution or intermediary under the scope of Prevention of Money Laundering Act provided the account is live and the statement is not more than 3 month old
- PAN intimation letter
- Municipal tax/Water bill less than 1 year old
- Income tax/Wealth tax assessment order
- Copy of any Utility bill eg: Electricity bill/Telephone bill/Mobile Telephone bill showing residential address(not more than 3 months old)
- Any document or communication issued by any authority of Central Government, State Government or local bodies showing residential address.
- Registered Lease Deed
- Letter issued by an employer(reputed MNCs, Large Corporates, Government Institutions as per pre-approved list)
Click here to know more and to submit your documentation for KYC
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| Now, your OxiCash Wallet can be created using either SMS or online through the company website. Below both the methods have been listed for your convenience: |
 SMS |
Type OxiCash*Agree*DOB(DDMMYY)*Full Name and send an SMS on 9870888888 to create your wallet through SMS.
"By sending this sms, you have read and agreed with OxiCash Wallet terms and conditions as stated at www.oxicash.in" |
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| Website |
| Register yourself with OxiCash and fill up a simple form to create your wallet with a few clicks on your key board. |
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The OxiCash Wallet can be easily recharges using Website /Net Banking/Credit Card/Debit
Card/IMPS/Cash over Counter
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Net Banking
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To recharge your e-wallet through net banking services, you have to simply fill
up simple form.
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Debit Card & Credit Card
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You can also recharge your e-Wallet through debit card and credit cards, by selecting
the option of credit/debit card in the Payment options.
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Persons Using IMPS
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You can also recharge your e-Wallet through IMPS with IMPS enabled partner banks.
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Persons wanting to Pay Cash
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Please Pay Cash Over the counter at Any Oxigen Retail Outlet or Partner Outlet
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DO NOTE:
- For Credit Card and Debit Cards:
- Rs. 1000 is the Maximum amount allowed per top up for OxiCash,
per transaction, using debit card/credit card (Maximum Rs 1000 per transaction).
- Overall monthly limit on each debit card/credit card: Rs 2000 per
card in 30 days, which means all transactions cannot exceed Rs.2000 in 30 days to
top-up OxiCash using the same Debit/Credit card
- For Customers using IMPS:
- Limits as prescribed by IMPS partner banks will apply.
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| Buying your favorite things through OxiCash is easier than you can even think of. |
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